Financial Literacy Education


Join our campaign for literacy

In today’s complex financial world, it is increasingly important for low income youth and adults to develop successful financial skills. Learning the fundamentals of earning an income budgeting and saving and understanding the implications of debt and avoiding the pitfalls of unscrupulous lenders and other scams will help students gain a solid financial footing.
To address this issue, High Water Women joined forces with financial industry legend Muriel Siebert in 2009 to launch the Muriel Siebert High Water Women Campaign for Financial Literacy. Since 2009, more than 9000 low income New Yorkers and 400 volunteers have participated in the program.
Volunteer instructors teach low-income teens the skills necessary to manage money responsibly and lay the groundwork for a more secure financial future.
The Siebert Foundation curriculum is for youth ages 13-21, and is taught by HWW volunteers in eight weekly sessions in after-school and community-based settings.


Students at Betances Community Center

In 2012, HWW produced a short film about a group of students at Betances Community Center in the South Bronx who participated in the financial literacy program. Listen to what they have to say.
Help us reach more low-income youth and adults with our Financial Literacy Education programs so they may build a more secure future


The Siebert Foundation Curriculum

The Siebert Foundation provides two program curricula created for middle and high school students. The topics covered in the curricular include:
  • Decision making, opportunity costs, wants and needs, income and jobs
  • Budgeting and goal setting
  • Banks and banking
  • Types of credit and using credit cards
  • Credit history and reports
  • Saving and Investing
  • Protecting your assets
  • Understanding taxes
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Thank you

High Water Women salutes supporters of Financial Literacy Education


2017 Program Sites

Betances Cornerstone Program BronxWorks Brooklyn College Academy Chinese American Planning Council College Success Program Columbus Library Crotona Academy FEDCAP Forestdale Good Shepherd Services Groundswell Summer Program HS of Economics and Finance Hispanic Family Services Info Tech High School Jacob Riis Cornerstone Program NYC Summer Youth Employment Program Ravenswood Cornerstone Riis Academy Queensbridge Teen Program Sunnyside Community Services The New Jewish Home Turning Point Brooklyn's Education Center Urban Assembly W!SE Women In Need Women's Prison Association.


HWW Program Partners

New York City Department of Youth and Community Development (DYCD)
  • Cornerstone, Neighborhood Development Area and after-school program providers
  • NYC Summer Youth Employment Program
New York Public Library (NYPL)
  • Library branches offering teen programming citywide
Nonprofit organizations with a focus on enriched educational opportunities for low-income youth
  • Partnership with Children
  • Good Shepherd Services
  • W!se Institute
  • Friends of the Children
  • Sunnyside Community Services
  • New Alternatives for Children
  • Forestdale